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The Financial Diaries How American Families Cope In A Wor

 
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MessagePosté le: Ven 7 Juil - 01:59 (2017)    Sujet du message: The Financial Diaries How American Families Cope In A Wor Répondre en citant




What the financial diaries of working-class families reveal about economic stresses, why they happen, and what policies might reduce them

Deep within the American Dream lies the belief that hard work and steady saving will ensure a comfortable retirement and a better life for one's children. But in a nation experiencing unprecedented prosperity, even for many families who seem to be doing everything right, this ideal is still out of reach.

In The Financial Diaries, Jonathan Morduch and Rachel Schneider draw on the groundbreaking U.S. Financial Diaries, which follow the lives of 235 low- and middle-income families as they navigate through a year. Through the Diaries, Morduch and Schneider challenge popular assumptions about how Americans earn, spend, borrow, and save—and they identify the true causes of distress and inequality for many working Americans.

We meet real people, ranging from a casino dealer to a street vendor to a tax preparer, who open up their lives and illustrate a world of financial uncertainty in which even limited financial success requires imaginative—and often costly—coping strategies. Morduch and Schneider detail what families are doing to help themselves and describe new policies and technologies that will improve stability for those who need it most.

Combining hard facts with personal stories, The Financial Diaries presents an unparalleled inside look at the economic stresses of today's families and offers powerful, fresh ideas for solving them.







The Financial Diaries: How American Families Cope in a World of Uncertainty Jonathan Morduch






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AboutWhat We Do People Researchers Our Partners Annual Reports & Finances History FAQs ResearchProgram Areas Where We Work Studies Key Findings Publications Topics Data ImpactWhat Do We Mean By Impact? Paths to Scale Case Studies Work With IPACareers Current Opportunities As a Researcher As a Practitioner Competitive Funds For ResearchersWorking with IPA Research Resources Departments & Contacts Contact Country Offices Copyright 2017 Innovations for Poverty Action Privacy Policy Legal Disclosures IPA Staff Press Innovations for Poverty Action (IPA) is registered as a 501(c)(3) nonprofit organizationMorduch, JJournal of Financial Services Research (2014) 46:153Journal of Populations Economics 11 (4), December 1998, 471 - 493
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